Did you know your FSA account can help you pay for eye exams, new glasses, prescription sunglasses, and contact lenses? And, what you can get for your FSA dollars might surprise you -- in a good way.
There’s one catch--if you don’t use your FSA before the end of the year, you lose the money. So what are you waiting for? Read on to see how you can use your benefits, and not let them go to waste.
How does an FSA work?
If your Sacramento employer provides a flexible spending account, you are able to deposit pre-tax dollars and spend the money on eligible healthcare products and services.
What can you buy with FSA funds?
Most out-of-pocket expenses are covered, including insurance co-payments, deductibles, vision supplies, wearable products, and medical equipment. (You’ll need to confirm the specifics of your own account with your plan’s administrator.)
In addition to the cost of a vision exam, you can use FSA dollars to purchase the following FSA- eligible items:
- Prescription eyeglass lenses. These include bifocals or progressive lenses, as well as reading glasses, safety, and specialty lenses. You can also order single-vision lenses and add an anti-reflective or light protective coating to any lens.
- Sunglass lenses. Prescription or non-prescription (also called “plano”) sunglass lenses are available in numerous colors and types, including polarized and mirrored. Sunglasses designed to offer sport-specific protection are also available!
- Frames. Frames can be purchased in a wide variety of shapes, materials, and colors. Whether you need rugged safety protection, want to make an eco-friendly choice or are simply hoping to make a fashion statement, you can find the eyewear that’s right for your look.
- Contact Lenses. Today’s contact lenses are more comfortable than ever before. Daily- and short-term disposable lenses are available to minimize maintenance. Bifocal, multifocal and toric lenses for astigmatism make it possible to correct more complex vision conditions. And, you can get colored contact lenses to suit your own personal style.
- Accessories. FSA funds can also be used for contact lens cleaning and saline solutions, rewetting drops and even eyeglass cleaner and wipes.
To use your FSA funds, your first point of contact is your employer. You’ll want to review the details of your plan so you understand exactly what is and isn’t covered.
Once you’ve checked your FSA’s guidelines, it’s time to schedule an appointment and start shopping!
You should also be sure to save all receipts, especially if you’ll need to submit them for reimbursement.
Having your vision examined regularly by your EYEcenter Optometrist in Sacramento is an important part of maintaining your overall health. And, paying with FSA funds may make those stylish designer frames you’ve been dreaming of surprisingly affordable! Contact us with any questions or to schedule an appointment today!
